Risk Payment Operations Manager -Tallinn (Office Based)

BMTech Baltics OU

Tallinn, Harjumaa
Püsiv
Täistööaeg

6 päeva tagasi

Job DescriptionWelcome to Torrero - all-in-one source for cutting-edge white label casino, sportsbook solutions and B2B aggregation. Built on a foundation of trust and compliance, we proudly offer an extensive library of 30,000+ games sourced from diverse providers, positioning Torrero as the preferred partner for transforming the iGaming enterprise. With huge number of sports events and easy payment options, we cater to diverse interests. Available in 35+ languages, we make gaming accessible worldwide.If you like a fast paced, dynamic and start-up work culture with full of passionate and enthusiastic mindsets, you're most welcome to explore the opportunity. This is a chance to take part in an exciting journey as the company grows and expands its business at a rapid pace.About the projectWe are looking for a Risk Payment Operations Manager to manage payment-related risk operations, including fraud monitoring, chargeback/dispute handling, and transaction investigations. The role focuses on minimizing financial losses, ensuring timely and accurate case processing, and improving operational controls and workflows across the payment risk lifecycle.You will be doing

Oversee payment risk operations across all transaction flows (fraud monitoring, investigations, disputes, chargebacks)
Handle chargeback and dispute cases end-to-end, including evidence preparation, representment, and deadline control
Perform transaction risk checks, analyze suspicious patterns, and support operational response to fraud activity
Coordinate communication with payment providers, acquiring partners, and banks on disputes, investigations, and escalations
Maintain accurate case tracking, documentation, and internal reporting on chargebacks, fraud cases, and loss metrics
Identify recurring fraud and dispute drivers, investigate root causes, and propose improvements to reduce chargeback and fraud rates
Work closely with Fraud/Risk, KYC/Compliance, Customer Support, and Development teams to improve risk controls and operational efficiency

Requirements

1+ year of experience in Payments Operations, Chargeback/Disputes, Risk Operations, or a similar role
Understanding of chargeback/dispute processes and common dispute reasons (fraud, service-related disputes)
Strong attention to detail and ability to manage multiple cases with strict deadlines
Ability to work with sensitive data and follow internal policies and procedures

Nice to have

Experience working with PSPs, acquiring partners, or banking teams on disputes and investigations
Knowledge of 3DS, KYC, and basic fraud prevention principles
Experience with payment analytics, reporting, and case management tools (Jira, payment dashboards, etc.)
Understanding of card scheme rules (Visa/Mastercard) and chargeback KPIs (ratio, representment success rate)
Experience in a fintech, crypto, or high-risk payments environment

Company offers

Competitive salary
Private health insurance
Sports benefit
Annual paid vacation for 28 calendar days
3 paid sick days a year without medical certificate
Seniority leave
Birthday Day off
Regular team and company events
Comfortable office in the centre of Tallinn with the flexible working schedule
Top notch work equipment
Corporate English classes with a cool teacher
Amicable work environment and supportive team members
Real career opportunities and professional growth
The great team across the world

The stages of the hiring process

Introductory call
Home assignment
Discussion with Hiring Managers
Reference check
Offer letter

CV Keskus

Kandideeri